VAT Bridging

Crown & Bentley Commercial Finance supports cash flow requirements against agreed VAT returns for the following purposes:

  • Where a property purchase (Commercial or Land) has a VAT obligation
  • Vatable acquisitions of large fixed assets – i.e. plant or machinery

This product is unregulated.

Overview

Max Loan Size

£250,000

Min Loan Size

£50,000

NET requirement lend

up to 100%

Max Term

4 Months

Arrangement Fee

2%

Current Monthly Interest Rate *

(Margin of 1.24% per month) + (Current BoE Base Rate 5.25% / 12 = 0.44%) = 1.68%.

*Note: The monthly interest rate above is calculated as a fixed margin over the current BoE Base Rate (current BoE Base Rate is 5.25%). The monthly interest rate will adjust in line with base rate change for all new loan advances. The monthly interest rates are subject to a floor of 1.45% per month.

Product Features

Interest servicing or retention options. We work with the customer to provide the most flexible solution

No exit or early repayment penalties*

No hidden costs or other fees

No property security requirement.

Accountants undertaking required for redemption of loan from VAT refund.

100% Personal Guarantees required

*30-day notice period required on all redemptions

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